Gregor Watt
Making confident financial decisions
When your investments, retirement plans and long-term goals are closely connected, having a clear financial strategy can make a significant difference.
As a Chartered Financial Planner and Managing Director of HJP, Gregor helps business owners take a joined-up approach to their personal and business finances. With more than 35 years’ experience in financial services, he helps clients understand where they are today, where they want to be and the financial decisions that can help them get there.
Gregor specialises in investment planning and retirement planning, advising clients before and after retirement.
Specialisms:
About
Helping business owners plan beyond their business
A successful business can represent years of hard work and significant wealth, but business value does not automatically translate into financial freedom.
Gregor helps business owners consider:
• How much do I need to retire comfortably?
• Will my business provide enough to fund the lifestyle I want?
• How can I build personal wealth alongside my business?
• How should I invest surplus personal or business wealth?
• When should I start planning my business exit?
• How can I prepare financially for life after selling or stepping away?
• How should my financial plan adapt as my circumstances change?
Long-term financial planning
Gregor views investments as part of a wider financial strategy designed around each client’s goals. Rather than focusing on individual financial decisions, he helps clients build a long-term plan that can evolve alongside their business, wealth and personal circumstances.
Whether you are building your business, extracting wealth, preparing for a sale or already enjoying retirement, the aim is to ensure your personal financial plan keeps pace with your business journey.
Professional financial planning is about more than selecting investments. It is about understanding how your wealth can work together to support the life you want, now and in the future.
Chartered expertise
Gregor achieved Chartered Financial Planner status after completing the Advanced Diploma in Financial Planning in 2011. He is also a Fellow of the Personal Finance Society (FPFS) and an affiliate member of the Society of Trust and Estate Practitioners (STEP).
These qualifications and professional memberships reflect his commitment to maintaining technical knowledge and high professional standards, giving clients added confidence when making significant financial decisions.
Leadership at HJP
Gregor became a Director of HJP in 2011 and Managing Director in March 2017. Alongside advising clients, his leadership role gives him a broad understanding of HJP’s approach to financial planning, complemented by extensive experience working directly with individuals, families and business owners.
Personal approach
Gregor is based in Caterham, Surrey, where he lives with his wife and three sons. Away from financial planning, he enjoys good food, rugby, Shakespeare and all things French.
Exit strategies may involve the referral to a service that is separate and distinct to those offered by St. James's Place.
Testimonials
Accreditations
Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
Click on the accreditations for more information
Addresses
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
Accreditation
