Michael Phillips
Although Michael only joined HJP CFP in 2017, he began his financial services career in 1997 working for Sun Life. He started off in Guildford as a consultant to the Adviser sector then moving to London and homeworking from the day of his wedding in 2008 until 2017. He spent 20 years providing product and technical assistance to Financial Advisers in and around Surrey, Sussex and Central London. He remained at Sun Life through various company transitions including becoming a part of part of the Elevate platform in 2010.
Continuing with his professional development Michael achieved Chartered Financial Planner status in 2021, having Diploma Status in 2012. He is a member of the Personal Finance Society and Chartered Insurance Institute. He is still studying and working towards becoming a Fellow of the Chartered Insurance Institute, watch this space!
His main areas of expertise are Retirement Planning, both pre and post retirement, and Investment Planning (including taxation & trusts*). Michael has a passion for helping clients plan for all eventualities and has used Cash Flow Planning to help with that since 2008, even helping his parents with their retirement a decade ago.
Michael lives in Chaldon with his wife and 2 children. They love the fresh air and outdoor life. When he is not at work, you’ll find him cycling through the Surrey Hills, enjoying (watching and occasionally participating in) Motor Sport and making the most of time in the garden when he can! Away from Family life his other passion is anything to do with cars. He spends the occasional weekend at Brands Hatch, specifically to watch the touring cars. He also attends the Goodwood Festival of Speed every year casting an admiring glance at all the new cars on display and has just ‘gone electric’ and even with plenty of range anxiety is loving the change.
*Trusts are not regulated by the Financial Conduct Authority.
About
60 second interview
“Helping people solve problems, plan for retirement or help loved ones.”
How do you think you add value for your clients?
I care.
How long have you been doing this job?
Over 25 years.
What’s the best thing about your job?
The face-to-face interaction with clients and helping people solve problems, plan for retirement, or help out loved ones.
Tell me about your life outside of work.
I am married with 2 children, a son and a daughter. My passion outside of work, away from the family, is motorsport – whether watching or occasionally taking part!
If you didn’t work in wealth management, where do you think you would work?
I always loved design and technical drawing and when I was younger, at college, I was thinking about a career in architecture.
What does your ideal day off look like?
Lying in until 7, a cooked breakfast with the family, heading out somewhere away from screen and devices, not wearing a suit and tie – either a walk, a bike ride, a day at the beach or somewhere relaxing. Hopefully plenty of sunshine and lots of time chatting!
Testimonials
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
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