Clear financial planning for individuals

James takes time to understand each client’s circumstances, priorities and goals before developing a financial strategy tailored to them. His aim is to make financial planning easier to understand, giving clients greater clarity, confidence and control over important financial decisions.

His areas of advice include:

• Retirement planning — helping clients prepare for retirement and plan for their future income needs.

• Investment planning — helping clients understand their options and invest in line with their objectives and attitude to risk.

• Protection planning — helping clients consider how to protect themselves and their families financially against unexpected events.

Experience across financial services and automotive

James joined HJP after almost five years as a Financial Adviser at Foresters Financial, where he developed experience helping clients work towards their long-term financial objectives.

Before entering financial services, James spent 17 years in the automotive industry. This gives him valuable insight into the opportunities and challenges faced by people working in the sector and helps him connect clients’ careers, personal finances and longer-term goals.

James is particularly passionate about helping people take their first steps into financial planning and make informed decisions about their financial future.

About

Recognising that many people no longer spend their entire career with a single employer, James helps clients review and assess their pension arrangements to ensure they remain tax-efficient, appropriate, and aligned with their objectives. Whether due to multiple job changes, personal pension arrangements, or simply losing track of existing schemes, retirement planning can often feel overwhelming. James provides clear guidance to help clients take control of their retirement savings.

He also understands that building a career and managing day-to-day responsibilities can leave little time for financial planning. James believes it is never too early to start preparing for the future and is committed to helping clients put effective plans in place today, without placing unnecessary demands on their time.

In his spare time you can find James at his local cold water swimming club, spending time with his family and supporting the England Rugby team.